Getting to Zero!

HELSIS – Home Equity Line for Self-Insurance Servicing

by on Jul.16, 2021, under Mortgages

I invented HELSIS. It is based on my decade long work on how Commercial Mortgage Backed Securities (CMBS) losses behave, and some experience in residential mortgages. This video explains how to reduce mortgage defaults while at the same time reducing banks’ unproductive risk capital requirements. Please reach out to your congressional representatives to make HELSIS law. Enjoy.

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